Common Auto Insurance Frauds

moncler outlet store With thousands of policyholders or customers who depend on how the company performs and types of services available, an insurer is a trusted institution with the main job is to protect financial investment including cars and medical expenses. Car insurance company, however, is not without weaknesses; some people use these weak points to commit frauds cheap moncler or scams. The potential targets are not only the policyholders, but also the insurer. Some of the most common auto monlcer down jackets insurance frauds are as follows. moncler outlet store

cheap moncler It is also known as staged rear ending or crash for cash, meaning the scammer deliberately drives very closely in front of your car, and when the circumstances are right, this scammer slows down or even suddenly comes to a full stop. The most possible outcome is that moncler mens jackets you moncler outlet store crash the vehicle from behind. The accident is intended and cleverly planned that you moncler outlet sale will not notice it is deliberately committed. cheap moncler

moncler outlet jackets The scammer will most likely to stop at an intersection or in very busy traffic. In almost all states, rear ending is considered the fault of the driver in the rear vehicle; in this case, you are considered at fault. moncler outlet jackets

moncler sale Following the accident, the scammer can file a claim so the insurance company has to cover for the damages. moncler sale

moncler outlet This thing gets worse when the scammer pretends to have certain injuries, so the insurance company also pays for medical expense. It is also possible that you have to file claim to moncler sale your insurer; when you are considered at fault, there will be consequences such as increased premium fee and tickets. You are the victim, cheap moncler outlet but it is difficult to prove that the moncler sale outlet actual accident was merely a fraud. moncler outlet

moncler jackets outlet The easiest way to avoid such circumstance moncler outlet online is to keep a safe distance between your vehicle and the one in front. Many modern cars are equipped with cruise control to help the vehicle maintain appropriate speed and perform braking to prevent rear ending another vehicle as well as being rear ended. moncler jackets outlet

moncler outlet sale In difficult situations, people can find many ways to make money even if it is cheating other people or car insurance company. One of the easiest ways is to dump a car by burning it, leaving it somewhere no one else can find, or even selling it, and then file a claim that the vehicle is simply stolen. The best chance to get more money is when the vehicle is stolen; it means the scammer earns money from the sale and insurance settlement. moncler outlet sale

cheap moncler jackets In this case, the scammer is the mechanic who repair damaged car. After an accident, you must take the damaged vehicle to a repair shop. The scam is committed by using cheaper parts and writing more expensive parts in the service history or report. It can be dangerous for you when the damaged parts are replaced by unsafe, unproven, non recommended parts which are usually cheaper indeed. The insurance company will also need to pay the exaggerated cost after you Moncler Outlet file a claim. cheap moncler jackets

cheap moncler jackets sale Insurance premium is determined by many factors including address or where you live. Insurers often use statistics such as criminal or theft rates to help with the calculation. Certain areas where theft rates are considerably high, the average price for minimum liability requirements can be high too. In some cases, drivers register their vehicles in other places different from where they actually live. cheap moncler jackets sale

moncler jacket sale As previously mentioned, fake injury often comes with fake accidents. The scammers usually report some conditions such as phantom pain, whiplash, or other types of injuries that are usually difficult to see even after an X ray. It is easier to commit the fraud when the scammers also cheap moncler sale work with doctors who check their injuries following an accident. moncler jacket sale

moncler outlet online They can file claim to the insurance company about any injury (even if it is fake) to get more money for medical expense. If you are involved in the accident, the scammers may buy moncler jackets also personally ask you to pay for medical cost as well. One way to avoid this is to report all accidents to the police, although it is only a minor incident. The police can make official records which include all injuries suffered. Insurance company will also see the official reports by the police to compare their findings. moncler outlet online

cheap moncler coats Airbag is one of the most commonly damaged parts in your car after an accident. Airbags are safety features and they need to function well all the time to prevent severe injury. There is always a possibility that a scammer mechanic fills cheap moncler jackets the airbag compartment with other objects, such as packing peanuts, to keep the sensors functioning. Another common fraud comes with windshield replacement. Scammers are always in the right place at the right time, for example after an accident. cheap moncler coats

cheap moncler outlet A person may approach you while you are standing on the road cheap moncler coats and check your vehicle. This person will probably inform you that the windshield needs replacement, and everything will be covered by your insurer. Do not produce your insurance information to such person; he/she may file many claims under your name. As a result, the insurance company may cancel your policy. It is best to always consult your insurer or insurance agent about anything related to accident. cheap moncler outlet

moncler sale outlet Tow truck frauds happen in very similar way to that of windshield replacement. A tow truck may say that the service is provided by third party company that works with your insurer. Until you can confirm that information with your insurance company, do not accept the help. If that is a scam, you can end up paying hundreds or probably thousands of dollars for the services moncler sale outlet.